ORIT John Stephen22 hours ago

WEBSCAM

to avoid being scammed tips

so common scamming procedures to avoid Ur sef, scam dey everywhere now 😂 But make them no catch you. Here are **practical tips to avoid being scammed** - save this one: ### **1. Money/Transfer Rules** 1. **If it’s too good to be true, na scam** - “Double your money in 1 hour”, “You won iPhone 15 you never enter” = red flag 🤞 2. **Never send money first** for job, loan, “verification fee”, “card activation”. Real money doesn’t ask for money upfront. 3. **Confirm before you send** - If your “friend” DMs you “Urgent, send me 5k”, call them on phone/video. Hacked accounts dey everywhere. ### **2. Links & Messages** 4. **Don’t click random links** from SMS/DMs/WhatsApp - especially “You’ve won”, “Account will be blocked”, “Check who viewed your profile”. 5. **Check the sender** - Bank SMS will come from official short code, not random [PHONE] number. Website should be https + correct spelling. `gtbank.com` ≠ `gtbnak.com` 6. **2FA is your bestie** - Turn on 2-factor authentication for bank apps, WhatsApp, email, IG. Even if they get password, they’ll still need your code. ### **3. Personal Info Rules** 7. **OTP = One Time Password = One Time Secret**. No bank, agent, or customer care will ever ask for OTP. Once you give it, your money don fly. 8. **Guard your details** - BVN, NIN, card CVV, bank login. Treat them like ATM PIN. No one needs it except you + your bank app. 9. **Be careful with “free WiFi”** - Public WiFi for browsing is fine. Don’t log into bank apps or do transfers on it. ### **4. Common Nigeria Scams to Watch** 10. **POS/ATM swap scam** - Guy says “network is slow, let me help” then swaps your card. Cover PIN, collect your card yourself. 11. **Fake job/alumni groups** - “Pay 3k for registration form” for job. Real jobs pay YOU, you don’t pay them. 12. **Investment/Ponzi** - “1k turns to 50k in 7 days”. They’ll pay first people with new people’s money. When it crashes, your money crashes too. ### **Quick “Scam Test” Before You Act** Ask yourself 3 questions: 1. Are they rushing me? “Act now or lose it” = pressure tactic 2. Are they asking for secrecy? “Don’t tell anyone” = red flag 3. Am I being asked to pay/get money I didn’t expect? = pause and verify **If you don’t fall for it, you’ve saved 100% of your money** 🤞